Michael has been at the DFC (formerly OPIC) for twelve years, working on direct loan programs, guaranty facilities, and securitizations in various emerging markets and a diverse group of sectors: logistics, tourism/hospitality, SME lending, agriculture, healthcare and mobile banking. He has also worked on residential and commercial construction projects, on-lending facilities to banks and non-bank financial institutions for lower–income mortgages, lease-to- purchase programs and RMBS structures in Central America. He has conducted transactions throughout Latin America, Eastern Europe and the following countries in Africa: Ghana, Liberia, Namibia, Rwanda, Senegal, Sierra Leone, Tanzania, Uganda and Zimbabwe.